Archive for the 'Finance' Category

Take The High Road to Debt Repayment

Now, there are a lot of people that are over their heads in debt.  Sometimes they are so far in debt that there seems that there is no way out.  Quite a few of these people go bankrupt to get rid of their debt - but then creditors and their credit score suffer immensely.
I urge […]

Businesses: Substitute THIS for a Loan

Business owners are usually busy.  Too busy.  To be honest, most of us don’t have the time to make all our appointments and do everything that we set out to do.  I am always on the lookout to find new ways to leverage my time and increase the power of it.  Today I found something […]

Honesty and Business - The Way I Like to Do It

As a practice, I like to keep my business dealings honest and open.  There has never been a point that I have ever considered doing something crooked or shady - that is just who I am.  In some cases this may mean that I do not get the deal or miss out on some opportunities […]

Doing Some Market Research

I must have an entrepreneur spirit in my blood.  I just have this drive to discover new opportunities, and new ways to make money.  I think it must be my passion - to create money.
In order to create wealth, you have to do a little brainstorming.  Sometimes the ideas that you come up with are […]

A Little Finance Lesson: Using the Internet

Just a few days ago, I asked, no urged you to take a look at your personal finances to save some money.  I said you could do it at home using the Internet to help you find the best products for you (essentially shopping around).
Did you do it?
I bet most of you haven’t.  First off, […]

Truth About Financial Products

Well, what I am about to say is not rocket science.  Nor is it something that is truly revolutionary.  But, I am going to say this to open your eyes to see what you are missing.
Ready?
I am going to tell you the one truth about your financial products:
You are paying too much.
Sure, you might have […]

I’ll Admit I’m Cheap - Now Give me a Loan

Ok, well as you can see in the title - I’ll admit that I am cheap.  Now, you might ask what this has to do with anything - I don’t blame you.  Well, this week I went to see my banker about a car loan.
You see my car hasn’t been doing so great.  With winter […]

A Simpler Time

Take a minute to think with me on business in this technological era. 
Twenty years ago, a credit card was a credit card.  You may have had a Visa or a Master Card (even both), but that was it.  Now, if you compare credit cards online, you are given thousands of choices - and you […]

Similarities of Working Class Citizens

A recent article I read in the personal finance news section of our local newspaper highlighted some interesting similarities of working class citizens.
The first thing you will find that most have in common is that they are paying down mortgages.  This is why they are in the working class to begin with.  The major expense […]

What to Do When Your Mortgage Comes Due

For those of you that are out there that have a mortgage, has your mortgage come due yet?  What I mean, is that you usually your mortgage has a five year term and at the end of five years, you sit down with your mortgage broker or banker and setup a new term for your […]