Lyons Leadership

I have been very stressed lately because I have been carrying a lot of debt.  I guess that when I received my first credit card that I wasn’t too disciplined in its’ use.  Now, ten cards later, I have realized that I am getting to a point where I won’t be able to afford the minimum payments starting next month - and I just don’t know what to do.

So, I have been searching the Internet to see if I can find the answers online.  Bankruptcy for me is not an option -  I am a bit too proud to go that route.  Besides, I made the mess, so I feel that I should be the one to clean it up.

I have found a number of sites that offer debt consolidation loans, which would help me to reduce my monthly payments while still paying off the debt.  I have to read up on it a bit more before I take the plunge and get one, though it looks like the most promising solution.  In any case, I need to figure this out soon - thirty days from now, I will start to have a real big problem.