Archive for October, 2007

Mother of a Genius

When my son was fourteen months old, he had a vocabulary of well over 200 words and talked in complete sentences.  At 18 months old, he knew the whole alphabet, could draw pictures like a five year old, and could recite the name of pretty much any dinosaur that roamed the earth.  I was the […]

A Little Finance Lesson: Using the Internet

Just a few days ago, I asked, no urged you to take a look at your personal finances to save some money.  I said you could do it at home using the Internet to help you find the best products for you (essentially shopping around).
Did you do it?
I bet most of you haven’t.  First off, […]

Truth About Financial Products

Well, what I am about to say is not rocket science.  Nor is it something that is truly revolutionary.  But, I am going to say this to open your eyes to see what you are missing.
Ready?
I am going to tell you the one truth about your financial products:
You are paying too much.
Sure, you might have […]

I’ll Admit I’m Cheap - Now Give me a Loan

Ok, well as you can see in the title - I’ll admit that I am cheap.  Now, you might ask what this has to do with anything - I don’t blame you.  Well, this week I went to see my banker about a car loan.
You see my car hasn’t been doing so great.  With winter […]

A Simpler Time

Take a minute to think with me on business in this technological era. 
Twenty years ago, a credit card was a credit card.  You may have had a Visa or a Master Card (even both), but that was it.  Now, if you compare credit cards online, you are given thousands of choices - and you […]

Similarities of Working Class Citizens

A recent article I read in the personal finance news section of our local newspaper highlighted some interesting similarities of working class citizens.
The first thing you will find that most have in common is that they are paying down mortgages.  This is why they are in the working class to begin with.  The major expense […]

Two Leaders in the South African Real Estate Market

I was looking online today to find leaders in real estate that are outside my country.  I am familiar with the major real estate companies that are here in Canada, but I wanted to take a look somewhere different for a change to see the similarities and differences elsewhere.
I did come up with a country […]

Promoting a Website as Easy as 1,2,3

It is kind of sad to say it, but I will just mention a way to promote your website that is about as easy as counting to three.  For those of you offering website promotion services, I am sorry about this, but for those of you who don’t have a lot of time to promote […]

What to Do When Your Mortgage Comes Due

For those of you that are out there that have a mortgage, has your mortgage come due yet?  What I mean, is that you usually your mortgage has a five year term and at the end of five years, you sit down with your mortgage broker or banker and setup a new term for your […]

Reducing Loan Payments - A Financing Approach

Now, there are many different options for you as the consumer when getting a loan - different interest rates, terms, and sometimes rewards.  For some of you, getting a loan is a no-sweat thing, whereas for others, it can be an ordeal.  I just want to take a look at a way that you can […]